The US economy added 271,000 jobs in October, and strong hiring drove unemployment down to 5%. The numbers were much stronger than analysts expected and could lead the Federal Reserve to raise borrowing rates for the first time in nearly a decade. If the Fed does make a move higher, it means greater borrowing costs for businesses and individuals. In addition, a rise in interest rates could cause stock markets around the world to slide—not necessarily a bad thing, considering this bull has b...